Sundry Services

1st Savings Savings

Benefits

Purchases are in US or EC currency

Enjoy withdrawals from millions of ATMs worldwide

Make business purchases up to any amount

Get cash advances at financial institutions world wide

Additional Fees

Charges on Personal Overdrafts Negotiation Fee – 1% of amount
Minimum Fee – $100.00
Excess Rate – 18% or minimum $50.00
Charges on Commercial Overdrafts Negotiation Negotiation Fee – 1.5% of amount
Minimum Fee – $250.00
Excess Rate – 18% or minimum $250.00
Hive off overdraft to loan Arrangement Fee – 1% of amount or minimum $250.00
NSF Cheque Paid Fee $50.00 per item
Monthly charge on loan installment arrears (late fees) $75.00
Monthly commitment fee 1% of amount to keep offer open up to 6 months – minimum $100.00
Processing Bank Guarantee (collected upon customer’s acceptance of the offer) Minimum $250.00
In order to forestall customers from deliberately delaying the commencement of loan repayments by holding back on the drawdown, facility letters must clearly state: The drawdown period allowed
The date when repayments are to commence
Statement of Interest Paid If loan is current – $25.00 p.a.
If loan is in arrears – $50.00 p.a.
Statement (printout) of account – $5.00 per sheet
Credit Reports to other businesses, banks etc. $50.00
Banker’s Reports / Audit Reports $50.00
Collection Fee (Non-Accrual Loans) 1% of loan amount at the time given non-accrual status maximum $500.00
Loan Refinancing Fee $250.00

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