Personal/Consumer Loans Lending

Personal/Consumer Loans from 1^st National Bank

A consumer loan is a good alternative to purchase items of furniture, appliances, home refurbishments, cover medical expenses and consolidate small debts, just to name a few, instead of dipping into your savings account.

Benefits

Flexibility

Fast Approval

Predictable monthly payments

Lower interest rates

Helps build banker relationship

Features

Fixed repayment program normally in equal installments up to 5 years or as applicable

Normally subject to a request for down payment

Requirements

One (1) Piece of Identification e.g. valid Passport, National ID Card or valid Driver’s License

Proof of Address i.e. a Utility Bill, a Credit Card Statement, an existing Bank Account Statement from another financial institution, or an additional piece of Identification bearing the residential address. (These must not be in excess of 3 months old)

Job Letter or Reference Letter (not in excess of 3 months old)

Open Bill/Invoice

Down payment