Mortgages 1st Home


Interest Rate AS LOW AS 4.25%

100% Financing

5% Mortgage Indemnity Insurance

Fast Approval (with all documentation)

Home Construction - 0.5% Commitment Fee

Home Construction - Customer to pay Legal Fees & closing cost

Property Purchase - Commitment Fee Waived

Property Purchase - Legal Fees waived up to $20,000.00

35 year Repayment Term or up to retirement age (65yrs)


Affordable monthly instalments

Quick Turnaround time

Tax Benefits

Asset Ownership

Automatic Credit Card (limit up to EC$10,000.00)

Automatic International Visa-branded Debit Card

Cultivate savings habit (Sinking Fund)

Smart Banking facilities (MoBanking, Online banking, 24hr ATM service)

Zero% Negotiation Fees


Land Register

Survey plan/Map sheet

House Plan (DCA approved)

Bank-approved Property Valuation

Valid Government issued ID

Current Job Letter

Proof of Address

Three (3) recent Salary Slips

Sinking Fund ($100-$200 monthly)

Customer pays Legal Fees and closing cost

Additional requirements for Home Construction:

Quantity Surveyor Estimate

Contractor Estimate

Contractor References (2)

Signed fixed price contract

Additional requirement for Property Purchase:

Signed Sale Agreement

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