Features
Interest Rate AS LOW AS 4.25%
100% Financing
5% Mortgage Indemnity Insurance
Fast Approval (with all documentation)
Home Construction - 0.5% Commitment Fee
Home Construction - Customer to pay Legal Fees & closing cost
Property Purchase - Commitment Fee Waived
Property Purchase - Legal Fees waived up to $20,000.00
35 year Repayment Term or up to retirement age (65yrs)
Benefits
Affordable monthly instalments
Quick Turnaround time
Tax Benefits
Asset Ownership
Automatic Credit Card (limit up to EC$10,000.00)
Automatic International Visa-branded Debit Card
Cultivate savings habit (Sinking Fund)
Smart Banking facilities (MoBanking, Online banking, 24hr ATM service)
Zero% Negotiation Fees
Requirements
Land Register
Survey plan/Map sheet
House Plan (DCA approved)
Bank-approved Property Valuation
Valid Government issued ID
Current Job Letter
Proof of Address
Three (3) recent Salary Slips
Sinking Fund ($100-$200 monthly)
Customer pays Legal Fees and closing cost
Additional requirements for Home Construction:
Quantity Surveyor Estimate
Contractor Estimate
Contractor References (2)
Signed fixed price contract
Additional requirement for Property Purchase:
Signed Sale Agreement