1st Debit Card

1st Debit Card Card Services



Purchases in foreign currencies

Enjoy withdrawals from millions of ATMs worldwide

Get cash advances at financial institutions worldwide

24 hour access to cash


Shop online

Visa branded

Accepted internationally

Real time alerts for POS transactions

3D Secure for online purchases


$20.00 Annual Fee

ATM Fees – 1st National Bank ATMs – free

ATM Fees – ATMs of other banks (local and overseas) - $5.00 + network fees

Local Point of Sale Merchants – free

Regional/International Point of Sale Merchants – 2% of transaction amount

Replacement Card - $25.00

Stolen Card – $25.00 (free if police record is presented)

Point of Sale/ATM Decline Insufficient Funds outside of St. Lucia - $2.50

International Debit Cards are not issued on 1st Step Savings and Business Accounts


Complete International Debit card Application Form

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