Benefits
Convenient
Process payments in seconds
Enjoy withdrawals from millions of ATMs worldwide
Get cash advances at financial institutions worldwide
24hr access to cash
Shop online
Visa branded
Accepted internationally
Real time alerts for POS transactions
3D Secure for online purchases
Fees
$20.00 Annual Fee
ATM Fees – 1st National Bank ATMs – free
ATM Fees – Other ATMs (local and overseas) - $5.00 + network fees
FREE at local POS Merchants
Regional/International POS Merchants – 2% of transaction amount
Replacement Card - $25.00
Stolen Card – $25.00 (FREE with Police Record)
POS/ATM Decline or Insufficient Funds outside of St. Lucia - $2.50
IDCs are not issued on 1st Step Savings and Business Accounts
Requirements
Complete and submit IDC Application Form