1st Credit Card Card Services
Credit and convenience on the go.
Bank conveniently and responsibly with your Classic, Gold or Corporate 1st Credit Card.
Benefits
Convenience
Purchases in foreign currencies
Enjoy withdrawals from millions of ATMs worldwide
Make purchases up to limit on card
Get cash advances at financial institutions worldwide
Shop online
Visa branded
Accepted internationally
Real time alerts for POS transactions
3D Secure for online purchases
Electronic statements
View card activity online
Requirements
One (1) Piece of Identification e.g. valid Passport, National ID Card or valid Driver’s License
Proof of Address i.e. a Utility Bill, a Credit Card Statement, an existing Bank Account Statement from another financial institution, or an additional piece of Identification bearing the residential address. (These must not be in excess of 3 months old)
Job Letter or Reference Letter (not in excess of 3 months old)
Fees
19.5% per annum Interest Rate
Annual Fee (Visa Classic) - $100.00
Annual Fee (Gold Classic) - $150.00
Annual Fee (Visa Business) - $400.00 year one, $200.00 thereafter
Cash Advance Fees - 2% minimum $8.00
Additional Card (co-applicant) (Visa Classic) - $50.00
Additional Card (co-applicant) (Gold Classic) - $75.00
Replacement Card - $25.00
Late Payment Fee - $50.00
Over the limit fee - $50.00
Other Credit Card Fees
Emergency Card - $25.00
Limit Increase Fee - $35.00
Immediate Payment - $20.00
Account History Request (per page) - $5.00
Statement Request - $25.00
Decline for Insufficient Funds - $2.50
